AVAILABLE COURSES - New York Insurance Licensing

"Thank you TesTeachers for helping me pass my Life and Health Test. I have always learned best by going to a class and having one on one interaction with a teacher. You could say I struggled taking online classes and have even dropped them because they could not hold my attention. I think that says a lot about TesTeachers. Not only was my attention kept throughout but I also passed! This was a great personal accomplishment for me. I am so happy to have found this and for it to have brought me success. If I am ever asked for a recommendation I will definitely send them your way. Thanks!" Jenny, Life and Health Insurance

Jenny is a real student, who passed her exam the first time after completing our innovative online program.  She is not the only one.  If you want to join her, and thousands like her, click "Register Now" above to begin your journey to becoming a licensed New York insurance producer.

We have two study options outlined below that will give you everything you need to ace your New York Life and Health exam.  Our students speak volumes for the effectiveness of our programs. Click the "Testimonials" link above to look through over 7,500 positive reviews of our programs.  TesTeachers New York Provider Number is NYPO-73665.

Let our experience be your advantage and find out why Success Starts Here with TesTeachers.

Option 1 - Online Video New York Insurance Courses

New York Life and Health Insurance Course

IMPORTANT NOTICE

Please verify your computer is compatible with our Online System Check to make sure that your computer has all of the necessary software to efficiently display our courses. All course work will need to be completed at our www.testeachersonline.com website.

Our New York provider name is TesTeachers. This TesTeachers course is titled New York Life and Health Insurance and fulfills the state’s 40-hour pre-license requirement. The course number is NYPO-3336.

This course will prepare you to pass your New York Life and Health insurance exam (Series 10-55) on your first attempt to gain your New York Life and Health insurance agent license. Your course includes online video lecture instruction. You can download each video in Windows Media format directly to your computer (sample clip below) and/or stream each lecture video in Flash format directly from our website (sample clip below). Each video is approximately 25-30 minutes long. With your registration you will be able to stream each video up to 10 times, and view the downloaded video version for an unlimited number of times within your 60 days registration period. The audio from the video lecture is also available in MP3 format for download and transfer to a MP3 player. With your registration you will also have access to our electronic Study Manual with over 375 practice exam questions with answers and rationales. Our online frequently asked questions page lists answers to the most commonly asked questions related to this course. Our interactive online practice exams will give you the confidence you need to pass your test and obtain your license.

The New York Department of Financial Services has approved all 21 chapters of TesTeachers’ New York Life and Health insurance course content.

  • In order to complete this pre-license course, you must pass the course final exam with a score of 70% or better and have a New York Department of Financial Services-approved exam monitor present while taking the examination. You are prohibited from opening the final exam prior to the presence of the approved monitor.
  • You can find a New York Department of Financial Services-approved exam monitor by visiting https://myportal.dfs.ny.gov/web/guest-applications/monitor-search.
  • The New York Department of Financial Services does not regulate the amount any monitor charges for their services. This fee is determined by the monitor individually.
  • The monitor must provide his monitor license number electronically when prompted to do so in order for the student's final pre-licensing examination to begin.
  • Students must sign an electronic affidavit testifying that they completed the entire course and final exam without assistance.
  • You must take your certificate of completion that you receive when completing our course with you to the exam or you will not be allowed to test.
  • This course meets the requirements for an individual to obtain a New York Life and Health insurance agent license.
  • Please be advised that your New York Department of Financial Services-approved monitor is required to submit exam affidavits to TesTeachers at the successful completion of your final exam.
  • Throughout the course you will have communication with your instructor. Should you start to get behind on your studies, we will work with you to get you back on track.
  • Should you have any questions for the instructor, please submit them via the "Contact Us" link at the top of any page of our site. Your instructor will respond within 24 hours of your e-mail submission.

You get it ALL, which includes:

  • TesTeachers Success Study Plan
  • 10+ Hours of Streaming and Downloadable Online Video Lectures
  • Exam Specific PDF Study Manual
  • 400+ Question Interactive Online Practice / Final Exam
  • Online Frequently Asked Questions

Life and Health for ONLY $99 for 60 days of access! TWO discounted extensions can be purchased if needed.

register now

New York Life Insurance Only Course

IMPORTANT NOTICE

Please verify your computer is compatible with our Online System Check to make sure that your computer has all of the necessary software to efficiently display our courses. All course work will need to be completed at our www.testeachersonline.com website.

Our New York provider name is TesTeachers. This TesTeachers course is titled New York Life Insurance Only and fulfills the state’s 20-hour pre-license requirement. The course number is NYPO-3337.

This course will prepare you to pass your New York Life insurance exam (Series 10-51) on your first attempt to gain your New York Life insurance agent license. Your course includes online video lecture instruction. You can download each video in Windows Media format directly to your computer (sample clip below) and/or stream each lecture video in Flash format directly from our website (sample clip below). Each video is approximately 25-30 minutes long. With your registration you will be able to stream each video up to 10 times, and view the downloaded video version for an  unlimited number of times within your 60 days registration period. The audio from the video lecture is also available in MP3 format for download and transfer to a MP3 player. With your registration you will also have access to our electronic Study Manual with over 150 practice exam questions with answers and rationales. Our online frequently asked questions page lists answers to the most commonly asked questions related to this course. Our interactive online practice exams will give you the confidence you need to pass your test and obtain your license.

The New York Department of Financial Services has approved all 10 chapters of TesTeachers’ New York Life insurance course content.

  • In order to complete this pre-license course, you must pass the course final exam with a score of 70% or better and have a New York Department of Financial Services-approved exam monitor present while taking the examination. You are prohibited from opening the final exam prior to the presence of the approved monitor.
  • You can find a New York Department of Financial Services-approved exam monitor by visiting https://myportal.dfs.ny.gov/web/guest-applications/monitor-search.
  • The New York Department of Financial Services does not regulate the amount any monitor charges for their services. This fee is determined by the monitor individually.
  • The monitor must provide his monitor license number electronically when prompted to do so in order for the student's final pre-licensing examination to begin.
  • Students must sign an electronic affidavit testifying that they completed the entire course and final exam without assistance.
  • You must take your certificate of completion that you receive when completing our course with you to the exam or you will not be allowed to test.
  • This course meets the requirements for an individual to obtain a New York Life insurance agent license.
  • Please be advised that your New York Department of Financial Services-approved monitor is required to submit exam affidavits to TesTeachers at the successful completion of your final exam.
  • Throughout the course you will have communication with your instructor. Should you start to get behind on your studies, we will work with you to get you back on track.
  • Should you have any questions for the instructor, please submit them via the "Contact Us" link at the top of any page of our site. Your instructor will respond within 24 hours of your e-mail submission.

You get it ALL, which includes:

  • TesTeachers Success Study Plan
  • 4+ Hours of Streaming and Downloadable Online Video Lectures
  • Exam Specific PDF Study Manual
  • 250+ Question Interactive Online Practice / Final Exam
  • Online Frequently Asked Questions
register now

New York Health Insurance Only Course

IMPORTANT NOTICE

Please verify your computer is compatible with our Online System Check to make sure that your computer has all of the necessary software to efficiently display our courses. All course work will need to be completed at our www.testeachersonline.com website.

Our New York provider name is TesTeachers. This TesTeachers course is titled New York Health Insurance and fulfills the state’s 20-hour pre-license requirement. The course number is NYPO-3338.

This course will prepare you to pass your New York Health insurance exam (Series 10-52) on your first attempt to gain your New York Health insurance agent license. Your course includes online video lecture instruction. You can download each video in Windows Media format directly to your computer (sample clip below) and/or stream each lecture video in Flash format directly from our website (sample clip below). Each video is approximately 25-30 minutes long. With your registration you will be able to stream each video up to 10 times, and view the downloaded video version for an  unlimited number of times within your 60 days registration period. The audio from the video lecture is also available in MP3 format for download and transfer to a MP3 player. With your registration you will also have access to our electronic Study Manual with over 150 practice exam questions with answers and rationales. Our online frequently asked questions page lists answers to the most commonly asked questions related to this course. Our interactive online practice exams will give you the confidence you need to pass your test and obtain your license.

The New York Department of Financial Services has approved all 12 chapters of TesTeachers New York Health insurance course content

  • In order to complete this pre-license course, you must pass the course final exam with a score of 70% or better and have a New York Department of Financial Services-approved exam monitor present while taking the examination. You are prohibited from opening the final exam prior to the presence of the approved monitor.
  • You can find a New York Department of Financial Services-approved exam monitor by visiting https://myportal.dfs.ny.gov/web/guest-applications/monitor-search.
  • The New York Department of Financial Services does not regulate the amount any monitor charges for their services. This fee is determined by the monitor individually.
  • The monitor must provide his monitor license number electronically when prompted to do so in order for the student's final pre-licensing examination to begin.
  • Students must sign an electronic affidavit testifying that they completed the entire course and final exam without assistance.
  • You must take your certificate of completion that you receive when completing our course with you to the exam or you will not be allowed to test.
  • This course meets the requirements for an individual to obtain a New York Health insurance agent license.
  • Please be advised that your New York Department of Financial Services-approved monitor is required to submit exam affidavits to TesTeachers at the successful completion of your final exam.
  • Throughout the course you will have communication with your instructor. Should you start to get behind on your studies, we will work with you to get you back on track.
  • Should you have any questions for the instructor, please submit them via the "Contact Us" link at the top of any page of our site. Your instructor will respond within 24 hours of your e-mail submission.

You get it ALL, which includes:

  • TesTeachers Success Study Plan
  • 4+ Hours of Streaming and Downloadable Online Video Lectures
  • Exam Specific PDF Study Manual
  • 300+ Question Interactive Online Practice / Final Exam
  • Online Frequently Asked Questions
register now

Important Notice!

To ensure proper viewing of our Flash Videos, please ensure your Flash Player is updated to the most recent version. The current version of Flash is Version 11. Please click here to check and install the FREE update if needed.

To ensure proper viewing of the downloadable video files please make sure you have the most recent version of Windows Media Player by clicking here.

OPTION 2 - SELF STUDY

If you would rather study the old fashioned way we can help you there too. We have hard copy Study Manuals, Exam Simulation Computer Discs, Audio CD’s, DVD’s and Flash Cards available on our publishing site:

 

SOCIAL MEDIA

Connect with us through our social media pages to stay up to date on promotions, discounts, and industry changes that impact insurance and securities licensing and continuing education:

                                

               

SO WHAT IS THE NEW YORK INSURANCE EXAM ALL ABOUT? CLICK HERE TO FIND OUT.

Click here for the vitals on the New York insurance exams

  • Exam administration:

    The exam is multiple choice and is given on a computer

  • Exam fee:

    $40

  • Exam breakdown:

    New York Life, Health and Accident:
    Total questions: 150 questions (may have experimental questions)
    Total time: 150 minutes

    New York Life Only:
    Total questions: 100 questions (may have experimental questions)
    Total time: 120 minutes

    New York Health and Accident Only:
    Total questions: 100 questions (may have experimental questions)
    Total time: 120 minutes

  • Passing score required:

    70% on all exams listed above

  • Exam locations:

    You can schedule your exam with Prometric here

  • Exam dates:

    Computerized exams are given at Prometric Testing Centers Monday-Saturday and select locations on Sunday

Common New York Insurance Exam Candidate Frequently Asked Questions:

How do I determine which New York Insurance Exam I need to take?

The type of insurance you would like to sell will determine which New York insurance license you will obtain. There are two main insurance licenses in New York (Life, Accident and Health and Property and Casualty). The Life, Accident and Health insurance license will allow you to sell life and health insurance (including annuities). The Property and Casualty insurance license will allow you to sell all other types of insurance (including personal lines and commercial lines). If you are only going to be selling personal lines and NOT commercial lines then you can take the Personal Lines only exam.  TesTeachers does not offer Property and Casualty online courses at this time as the New York pre-licensing education requires time spent in a live classroom.  

Are the Insurance Exams different state to state?

Yes! Be very careful when preparing for your exam to make sure the material you study is New York specific. There are many insurance schools out there that offer generic study materials. The course you study MUST be New York specific. Our online course was created specifically for the New York insurance exams.

How do I schedule my insurance exam?

New York insurance exams are administered by Prometric. To schedule an exam, candidates may call Prometric toll free at (800) 324 -7147 or visit their website here.

Are there any pre-licensing education requirements for my New York insurance exam?

You must complete a pre-licensing course prior to taking an New York Insurance exam as required by the New York Department of Financial Services. Here are the required hours that must be completed prior to taking your exam and obtaining your license: 

  • Life, Accident and Health - 40 hours
  • Life Insurance - 20 hours
  • Accident and Health - 20 hours

All our online courses are approved with the state of New York. In order for us to certify you to take your exam you must complete the “State Pre-Licensing Certification Exam” in your Course Route until you score a 70% or better and have a New York Department of Financial Services-approved exam monitor present while taking the examination.  Once you have completed the certificate exam, your Certificate of Completion will immediately be available for you to print off directly from our site.  You will need your certificate to register for your exam.  

You must take this certificate with you to the exam, or you will not be admitted to sit for your test.  Your course completion certificate will be good for one year from the date of your completion of this course.

How do I apply for my license?

For questions regarding how to obtain a license after the examination has been passed, candidates should contact the New York Department of Financial Services at (518) 474-6630 or visit them online here

What should I bring to the test center the day of my New York insurance exam?

You should bring your Key Facts from our New York insurance exam prep course to re-read just prior to going in to take your New York insurance exam. This will load your memory for the test. You cannot take anything into the test room with you other than what the proctor provides you. You will be able to leave your personal belongings in a locker in the testing center waiting room. They will provide you with a pen/pencil, scratch paper, and a basic function calculator at the test site. Make sure to write down your cheat sheet on your scratch paper when you sit down at your cubicle prior to starting your New York insurance exam. This will allow you to refer back to it whenever you need to during the exam.

If I don't pass is there any waiting period that applies before I can retake the New York insurance exam?

This computerized exam is scored immediately upon completion of the exam. If a candidate fails to score at least 70% on the exam, they must pay a reexamination fee and retake the exam. There is no limit to how many times a candidate may take the retake the exam. Examination results are valid for two years from the date of examination. 

Do I have to get fingerprinted?

The state of New York requires candidates to get fingerprinted as part of the licensure process. Candidates can get instructions on scheduling fingerprinting with MorphoTrust USA here

What do the questions on the New York insurance exam look like?

Here are two New York insurance exam questions that come from our materials that are very similar to the formatting and content of the questions on the exam:

Life, Accident and Health

1. An insurance producer selling a Variable annuity whose cash value depends on the performance of an underlying investment account must be registered with:

A. The National Association of Insurance Commission

B. The National Association of Life Underwriters

C. The Chartered Life Underwriters

D. The Financial Industry Regulatory Authority (FINRA)

 

Property and Casualty

2. A customer has a Personal Auto Policy (PAP) written with a combined single limit of liability of $100,000. If the customer is involved in an at fault accident that injures five other people $25,000 each, how much will his policy pay: 

A. $25,000

B. $75,000

C. $100,000

D. $125,000

 

Answers and explanations to these questions found in our comprehensive New York insurance exam prep online and print materials are as follows:

1. Answer - D Explanation:

 Producers selling Variable life and Variable annuities must have a state life insurance license plus a federal securities license (Series 6 or 7), which are now issued by FINRA.

2. Answer - C Explanation

While most PAPs are written with 'split limits', such as $25/$50/$50, which means that the most the insurer will pay for Bl if you injure one person would be $25,000, and the most they will pay for Bl if you injure more than one person in the same occurrence is $50,000. Remember, the per person limit for Bl is within the per occurrence limit. The last number is the limit for PD to the property of others per occurrence, which is in this example is $50,000 for PD, for a total of $100,000, not counting the cost of defense. However, most BAPs are written with single limits of liability, meaning that there are no internal or inside limits. if your combined single limit is $100,000, the insurer will pay up to that amount for Bl and/or PD, so one person could collect up to $100,000. But, if they did, there would be nothing left to cover the Bl of others of PD to their property. 

 

 

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